It’s the end of the month and time for the budget report. The crazy continues into April but we survived. April Income Our income in April was slightly above average because of some freelance work but mainly what we expect. If you looked at the budget template, I break down our spending into two … More April Budget Update
It’s the end of the month and time for the budget report. This month we entered new territory with a new man by our side. Baby Sam is perfection and will inevitably result in some changes to our budget. The chaos of a hospital stay got us off our A game but technically we managed … More March Budget Update
It’s the end of the month and time for the budget report. I didn’t think we’d pull it off but we did! Since it was a short month, three bills weren’t due (they’ll double up in May) and that helped but even without those missing numbers we still would have had a little buffer. February … More February Budget Update
It’s the end of the month and time for the budget report. I wish I could say we killed it and it was a great way to start the year but this is honest reporting… January Income Going forward we’re basing our budget for the current month on our previous month’s income (ie February’s spending … More January Budget Update
Improving your financial situation is a lot of work, especially when you haven’t been careful with it. In years passed, I used Mint and I still think it is a great tool but I prefer spreadsheets because it forces me to collect our financial information, really look at and process it. Here’s a link to … More How we track our spending
Kicking off the the money topic talking about savings but don’t worry this isn’t a post about skipping Starbucks, buying off brand or other habit changing ways to save money. This is the basic stuff that – hopefully – you already know about. I’ll write more about our relationship with money later but a short … More 4 Easy Ways To Save Money
Like many people, the holiday season (aka spending) have forced us to look at our finances and the picture isn’t pretty. The good news is it isn’t especially dire, but it is going to require some changes in our behavior. What all of those life changes look like, we don’t know yet. But in a … More How Much Does It Cost To Live in Middle America?
Another book to add to my reading list. When I drive through Detroit neighborhoods it’s devastating to see so many beautiful homes being lost to decay. I’m so glad there are people out there willing to take on such challenges. It’s unbelievable that 50 years ago women weren’t allowed to run in marathons. It’s incredible … More Fast Four
Turns out this is a week of milestones. Yesterday I celebrated 5 years at my job and today I celebrate paying off my student loan debt. I’m very fortunate to have graduated college with minimal debt. I went to a great college – University of Michigan-Dearborn – but lived at home. As a result, I … More Student Loans
After months of discussion, wavering and postponing we finally did it. We cancelled cable. It was simply too expensive and we could not longer justify the cost. I grew up without cable but the last two years were glorious. I loved being able to watch anything whenever I wanted. I’ll miss sports and HGTV … More A Sad Farewell
CarrieDaway 